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Last Updated: 5 February 2026

Terms of Service

Agreement to Terms

By accessing or using the Punto Referencia website and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

Use of Services

Our educational services are provided for informational and educational purposes. You agree to use our services only for lawful purposes and in accordance with these Terms.

Intellectual Property

The content, features, and functionality of our website, including but not limited to text, graphics, logos, and software, are owned by Punto Referencia and are protected by international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

User Accounts

When you create an account with us, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Educational Content

The educational materials and content provided through our services are for general informational purposes. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness or accuracy of the content.

Payment and Refunds

Payment terms for our programs will be clearly communicated during enrollment. Refund policies vary by program and will be specified in your enrollment agreement.

Limitation of Liability

To the fullest extent permitted by law, Punto Referencia shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

Links to Other Websites

Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last Updated" date.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any breach of these Terms of Service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Slovakia, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page.

Punto Referencia

Your trusted educational portal for mastering presentation skills, rhetoric, and confident public speaking.

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